Pet ownership cost calculator

Itemized estimates for dogs and cats. Dollar defaults are from the ASPCA 2021 UPDATE cost table — shown as “based on ASPCA, 2021” — and every line is editable. Food can be computed from AAHA MER energy math (same as our dog food calculator) when you enter weight + bag price + bag kcal.

Sources: ASPCA costs · AAHA 2021 energy box · Synchrony Lifetime of Care 2025 · pet insurance cost context

Context: Synchrony’s 2025 Lifetime of Care study reports broader lifetime spending ranges of about $22,125–$60,602 for dogs and $20,073–$47,106 for cats over a 15-year horizon — useful as an external check that real-world totals often exceed simple ASPCA-line projections when extras and inflation are included.

Educational estimate only — not financial or veterinary advice. Defaults are national table values (ASPCA, 2021); your ZIP code and pet’s health can differ sharply. Emergencies are excluded unless you add them.